Here's the uncomfortable truth: ransomware isn't just for elite hackers anymore. It's now a subscription service that anyone can access with a credit card and bad intentions.
Ransomware-as-a-Service (RaaS) has transformed cybercrime from a specialized skill into a point-and-click business model. The numbers are staggering, ransomware appeared in 44% of all data breaches in 2025, up from just 24% two years ago. That's an 83% increase in just 24 months.
The worst part? Your business doesn't need to be a Fortune 500 company to become a target. Small and medium businesses are actually preferred targets because they're easier to breach and more likely to pay quickly to get back online.
Why RaaS Changed Everything
Think of RaaS like the Netflix of cybercrime. Instead of spending years learning to code malicious software, criminals now subscribe to ready-made ransomware "kits" for as little as $40 per month. These platforms provide everything: the malware, encryption tools, payment portals, and even customer support to help attackers maximize their success.
The democratization of ransomware has created a perfect storm:
- Zero technical skills required – Point-and-click interfaces make attacks accessible to anyone
- Low risk, high reward – Prosecution rates remain low while payouts continue climbing
- Global collaboration – Criminal networks share tools and tactics across dark web forums
- Sophisticated tools – Modern ransomware kits rival legitimate software in their polish and effectiveness
The result? Cyberattacks increased 47% in 2025 compared to the previous year. The education sector alone faces approximately 4,484 attacks every week, while telecommunications saw a 94% spike in ransomware incidents.
Your traditional security measures, antivirus software, firewalls, and employee training, aren't enough anymore. You need a zero-trust approach that assumes attackers are already inside your network.
The Zero-Trust Reality Check
Zero trust operates on a simple principle: never trust, always verify. Instead of building walls around your network, you verify every user, device, and connection before granting access to anything.
Here are 10 practical zero-trust strategies you can implement starting today:
1. Lock Down User Access (15 Minutes to Start)
What it means: Only give people access to what they absolutely need for their job.
Next steps:
- Review who has admin access to your systems (it should be almost nobody)
- Remove access for former employees immediately
- Set up automatic access reviews every 90 days
- Use tools like Microsoft Azure AD or Google Workspace to manage permissions centrally
Why it matters: Most ransomware spreads by hijacking legitimate user accounts. If those accounts can only access limited systems, the damage stays contained.
2. Enable Multi-Factor Authentication Everywhere
What it means: Require two forms of identification before anyone can log into anything important.
Next steps:
- Start with your most critical systems: email, accounting software, and remote access tools
- Use authenticator apps (Google Authenticator, Microsoft Authenticator) instead of text messages
- Enable MFA on personal accounts your employees use for work
- Set up backup authentication methods in case someone loses their phone
Reality check: MFA stops 99.9% of automated attacks. It's the fastest security improvement you can make.
3. Monitor Everything in Real-Time
What it means: Set up systems that watch for unusual activity 24/7, not just during business hours.
Next steps:
- Enable logging on all critical systems
- Set up alerts for failed login attempts, unusual file access, and after-hours activity
- Use tools like Microsoft Defender or SentinelOne for automated threat detection
- Create a simple incident response plan (who to call, what to do first)
The catch: Don't just collect logs, actually review them. Set aside 30 minutes each week to check for anomalies.
4. Segment Your Network
What it means: Create separate network zones so a breach in one area can't spread everywhere.
Next steps:
- Separate your guest WiFi from business systems
- Isolate critical servers from general office computers
- Put IoT devices (printers, cameras, smart TVs) on their own network
- Use VLANs or software-defined networking if you have the technical capability
Quick win: At minimum, ensure your accounting systems and customer databases are on separate network segments from everyday office computers.
5. Backup Like Your Business Depends on It (Because It Does)
What it means: Maintain multiple backup copies that ransomware can't reach and encrypt.
Next steps:
- Follow the 3-2-1 rule: 3 copies of important data, on 2 different types of media, with 1 stored offline
- Test your backups monthly by actually restoring files
- Keep one backup completely disconnected from your network
- Automate daily backups for critical systems
Critical detail: Modern ransomware specifically targets and encrypts backups. Your backup strategy must assume attackers already have network access.
6. Patch Everything (Yes, Everything)
What it means: Keep all software updated, including the stuff you forgot you have.
Next steps:
- Enable automatic updates for operating systems and critical applications
- Create an inventory of all software, including browser plugins and mobile apps
- Set up a monthly "patch day" to update everything manually
- Don't forget about firmware updates for routers, printers, and other network devices
The hidden danger: That old printer or conference room display you never update? It's probably running on software from 2019 with dozens of known vulnerabilities.
7. Encrypt Sensitive Data
What it means: Make your data unreadable to anyone who doesn't have the decryption key.
Next steps:
- Enable full disk encryption on all laptops and mobile devices
- Encrypt sensitive files stored on servers and in the cloud
- Use encrypted email for sensitive communications
- Ensure your cloud storage (OneDrive, Google Drive, Dropbox) uses encryption
Pro tip: Modern operating systems include encryption tools by default. Windows has BitLocker, and Mac has FileVault. Turn them on.
8. Control Remote Access
What it means: Secure and monitor every way people connect to your systems from outside the office.
Next steps:
- Replace VPNs with zero-trust network access (ZTNA) solutions when possible
- Require MFA for all remote connections
- Log and monitor all remote access sessions
- Use remote desktop gateways instead of direct RDP connections
Important: If you still use VPNs, ensure they're configured correctly. Misconfigured VPN servers are a favorite target for ransomware groups.
9. Train Your Team (But Make It Practical)
What it means: Give your employees specific, actionable knowledge about current threats.
Next steps:
- Focus training on real threats your industry faces
- Run monthly phishing simulation tests
- Teach employees to verify unusual requests through a separate communication channel
- Create clear procedures for reporting suspicious emails or activities
Skip the boring compliance training: Instead, show employees actual phishing emails targeting your industry and explain what to look for.
10. Plan for When (Not If) You Get Hit
What it means: Have a tested incident response plan that everyone knows how to execute.
Next steps:
- Document step-by-step procedures for different types of security incidents
- Identify who's responsible for what during an incident
- Keep emergency contact information for your IT support, legal counsel, and cyber insurance carrier
- Test your incident response plan with tabletop exercises
Reality check: Most businesses that recover quickly from ransomware attacks had practiced their response procedures before the attack happened.
The Bottom Line
Ransomware-as-a-Service has made sophisticated attacks accessible to anyone with criminal intent and $40 for a monthly subscription. Your business can't rely on staying under the radar anymore: you need proactive defenses that assume attackers will eventually get inside your network.
The good news? You don't need to implement all 10 strategies at once. Start with multi-factor authentication and access controls this week. Add network monitoring and backup testing next month. Build your zero-trust defenses incrementally, but build them consistently.
Ready to assess your current security posture and identify the biggest risks to your business? Contact B&R Computers today for a comprehensive security assessment. We'll help you prioritize the most critical improvements and create a roadmap for implementing zero-trust security that fits your budget and timeline.
Don't wait until you're explaining to customers why their data was compromised. The time to act is now, before the next wave of RaaS attacks makes today's threats look simple.